Terms of Use

Acceptance of Terms

Welcome to the Sassy Gas website. By accessing or using this website, you agree to comply with and be bound by these Terms of Use. If you disagree with any part of these terms, please do not use our website.

These terms apply to all visitors, users, and others who access or use the website. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the website following any changes indicates your acceptance of the revised terms.

About This Website

This website is operated by Sassy Gas, a financial planning practice based in Cardiff, United Kingdom. The site provides information about our services, team, and approach to financial planning. It's designed to help prospective clients learn about our practice and existing clients access relevant information.

Contact information:
Sassy Gas
Cathedral Court, 42 Church Street
Cardiff CF10 2AT
United Kingdom
Email: [email protected]

Use of Website

You may use this website for lawful purposes related to learning about our financial planning services. Specifically, you agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the website, systems, or networks
• Interfere with or disrupt the website's operation or servers
• Transmit viruses, malware, or other harmful code
• Use automated systems or software to extract data from the website without permission
• Impersonate any person or entity or misrepresent your affiliation
• Engage in any conduct that restricts or inhibits others from using the website
• Collect personal information about other users without their consent

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is owned by or licensed to Sassy Gas and protected by UK and international copyright, trademark, and other intellectual property laws.

You may view, download, and print pages from the website for personal, non-commercial use, provided you don't modify the content and retain all copyright and proprietary notices. You may not otherwise reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content without our express written permission.

The Sassy Gas name and logo are our trademarks. You may not use these marks without prior written authorization.

Website Content and Information

The information provided on this website is for general informational purposes. While we strive to keep information accurate and current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.

Not Financial Advice

General information presented on this website does not constitute personalized financial advice. Financial planning requires understanding your specific circumstances, goals, and constraints. Website content should not be relied upon as a substitute for personalized advice from a qualified financial professional.

If you engage our professional services, you'll receive personalized advice through a formal advisory relationship, subject to a separate service agreement. That agreement, not these website terms, will govern the professional advice relationship.

No Client Relationship

Simply using this website or sending us an inquiry does not create an advisor-client relationship. A formal relationship begins only when we both sign a written engagement agreement. Until that occurs, you're not our client, and we owe you no fiduciary duties.

Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for convenience and informational purposes. We don't control these external sites and are not responsible for their content, privacy practices, or availability.

Inclusion of any link doesn't imply endorsement, approval, or responsibility for the linked site. We encourage you to review the terms and privacy policies of any third-party sites you visit.

User Submissions

If you submit information to us through contact forms, email, or other communication methods via this website, you grant us permission to use that information to respond to your inquiry and for other legitimate business purposes consistent with our Privacy Policy.

Do not submit confidential or sensitive financial information through unsecured website forms or email. If we enter into an advisory relationship, we'll provide secure methods for exchanging sensitive documents.

Limitation of Liability

To the fullest extent permitted by applicable law, Sassy Gas, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of (or inability to access or use) the website
• Any conduct or content of third parties on the website
• Any content obtained from the website
• Unauthorized access, use, or alteration of your transmissions or content

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we've been advised of the possibility of such damage.

Some jurisdictions don't allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you. In such cases, our liability shall be limited to the maximum extent permitted by law.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

We do not warrant that:

• The website will function uninterrupted, secure, or error-free
• Defects will be corrected
• The website or servers are free of viruses or harmful components
• Results from using the website will meet your requirements
• The accuracy or reliability of any information obtained through the website

Indemnification

You agree to indemnify, defend, and hold harmless Sassy Gas, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:

• Your access to or use of the website
• Your violation of these Terms of Use
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any claim that your use of the website caused damage to a third party

Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy and GDPR compliance information, which explain how we collect, use, and protect your personal information. By using this website, you consent to the data practices described in those documents.

Availability and Technical Issues

We strive to ensure the website is available continuously, but we don't guarantee uninterrupted access. The website may be unavailable from time to time due to maintenance, updates, or circumstances beyond our control.

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice or liability.

Geographic Restrictions

This website is intended primarily for users in the United Kingdom. We make no representation that content is appropriate or available for use in other locations. If you access the website from outside the UK, you do so at your own initiative and are responsible for compliance with local laws.

Financial services regulations vary significantly by jurisdiction. Information on this website reflects UK financial planning practices and regulations and may not apply in other countries.

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales. By using this website, you consent to the personal jurisdiction of these courts.

Severability

If any provision of these Terms of Use is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Sassy Gas concerning your use of the website.

These website terms are separate from and don't supersede any written service agreements you may enter into for professional financial planning services.

Waiver

Our failure to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights. Any waiver of any provision will be effective only if in writing and signed by us.

Assignment

You may not assign or transfer these Terms of Use or your rights and obligations under them without our prior written consent. We may assign our rights and obligations without restriction.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Post: Sassy Gas, Cathedral Court, 42 Church Street, Cardiff CF10 2AT, United Kingdom

Changes to Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes become effective immediately upon posting to the website. We'll indicate the date of the last revision at the top of this page.

Your continued use of the website after any changes signifies your acceptance of the updated terms. We encourage you to review these terms periodically to stay informed of any updates.

Last updated: April 2026